* {
        margin: 0;
        padding: 0;
        box-sizing: border-box;
    }

    body {
        font-family: 'Inter', sans-serif;
        background-color: #f9fafc;
        color: #1a2634;
        line-height: 1.4;
    }

    /* container utility */
    .container {
        max-width: 1280px;
        margin: 0 auto;
        padding: 0 32px;
    }

    /* header & navigation */
    .site-header {
      background: #ffffff;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02), 0 1px 2px rgba(0, 0, 0, 0.03);
      position: sticky;
      top: 0;
      z-index: 100;
      border-bottom: 1px solid #eef2f6;
    }

    .header-inner {
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 1rem 0;
      flex-wrap: wrap;
    }

    .logo-area {
      display: flex;
      align-items: baseline;
      gap: 6px;
      flex-wrap: wrap;
    }

    .brand-name {
      font-family: 'Playfair Display', serif;
      font-size: 1.75rem;
      font-weight: 600;
      letter-spacing: -0.3px;
      color: #0f2b3d;
    }

    .brand-name span {
      font-weight: 400;
      color: #b68b40;
    }

    .broker-badge {
      font-size: 0.8rem;
      font-weight: 500;
      background: #f5f2eb;
      padding: 4px 10px;
      border-radius: 40px;
      color: #7a5a3a;
      letter-spacing: 0.3px;
    }

    .nav-links {
      display: flex;
      gap: 2rem;
      align-items: center;
    }

    .nav-links a {
      text-decoration: none;
      font-weight: 500;
      font-size: 0.95rem;
      color: #2c3f4f;
      transition: color 0.2s;
    }

    .nav-links a:hover {
      color: #b68b40;
    }

    .btn-outline {
      border: 1.5px solid #b68b40;
      background: transparent;
      padding: 8px 20px;
      border-radius: 40px;
      font-weight: 600;
      font-size: 0.85rem;
      color: #b68b40;
      transition: all 0.2s;
      cursor: pointer;
    }

    .btn-outline:hover {
      background: #b68b40;
      color: white;
    }


    /* section styling (industries main) */
    .industries-section {
        padding: 80px 0 96px;
        background: linear-gradient(0deg, #ffffff 0%, #f8faff 100%);
    }

    /* header area */
    .section-header {
        text-align: center;
        margin-bottom: 56px;
    }

    .section-tag {
        display: inline-block;
        font-size: 0.85rem;
        font-weight: 600;
        letter-spacing: 1px;
        text-transform: uppercase;
        background: #eef2ff;
        color: #1e4b6e;
        padding: 6px 14px;
        border-radius: 40px;
        margin-bottom: 20px;
    }

    .section-header h2 {
        font-size: 2.6rem;
        font-weight: 700;
        letter-spacing: -0.02em;
        color: #0a2942;
        margin-bottom: 18px;
    }

    .section-header .headline-desc {
        font-size: 1.18rem;
        color: #4b5b6c;
        max-width: 680px;
        margin: 0 auto;
        font-weight: 400;
        line-height: 1.5;
    }

    /* industries grid */
    .industries-grid {
        display: grid;
        grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
        gap: 32px;
        margin-top: 20px;
    }

    /* industry card */
    .industry-card {
        background: #ffffff;
        border-radius: 28px;
        box-shadow: 0 10px 25px -8px rgba(0, 0, 0, 0.05), 0 4px 8px rgba(0, 0, 0, 0.02);
        transition: all 0.25s ease;
        overflow: hidden;
        border: 1px solid #eef2f5;
        cursor: default;
    }

    .industry-card:hover {
        transform: translateY(-6px);
        box-shadow: 0 24px 36px -14px rgba(0, 32, 64, 0.12);
        border-color: #dce5ec;
    }

    .card-inner {
        padding: 32px 28px 34px 28px;
    }

    /* icon area - simple svg circles to represent each industry */
    .industry-icon {
        margin-bottom: 24px;
        display: flex;
        align-items: center;
        justify-content: flex-start;
    }

    .icon-bg {
        background: #eef3fc;
        width: 56px;
        height: 56px;
        border-radius: 20px;
        display: flex;
        align-items: center;
        justify-content: center;
        color: #1a5d7d;
        transition: background 0.2s;
    }

    .industry-card:hover .icon-bg {
        background: #e2eaf5;
    }

    .industry-card h3 {
        font-size: 1.65rem;
        font-weight: 600;
        margin-bottom: 16px;
        color: #102b3f;
        letter-spacing: -0.3px;
    }

    .industry-desc {
        color: #4f5e6f;
        font-size: 0.98rem;
        line-height: 1.55;
        margin-bottom: 24px;
        font-weight: 400;
    }

    .industry-features {
        list-style: none;
        margin-top: 12px;
    }

    .industry-features li {
        font-size: 0.9rem;
        padding: 6px 0 6px 0;
        color: #2c3e4e;
        display: flex;
        align-items: center;
        gap: 10px;
        font-weight: 450;
        border-bottom: 1px dashed #edf2f7;
    }

    .industry-features li:last-child {
        border-bottom: none;
    }

    .check-bullet {
        display: inline-block;
        width: 18px;
        height: 18px;
        background: #e0edfa;
        border-radius: 20px;
        position: relative;
        flex-shrink: 0;
    }

    .check-bullet::after {
        content: "✓";
        position: absolute;
        font-size: 11px;
        top: 50%;
        left: 50%;
        transform: translate(-50%, -50%);
        color: #1c6c8c;
        font-weight: bold;
    }

    /* cta / footnote style */
    .industries-footer {
        text-align: center;
        margin-top: 64px;
        padding-top: 24px;
        border-top: 1px solid #e2eaf1;
    }

    .industries-footer p {
        font-size: 1rem;
        color: #2c5a74;
        font-weight: 500;
    }

    .industries-footer a {
        color: #1e6a8c;
        text-decoration: none;
        font-weight: 600;
        border-bottom: 1.5px solid #b9d4e8;
        transition: border 0.2s;
    }

    .industries-footer a:hover {
        border-bottom-color: #1e6a8c;
    }

    /* responsive */
    @media (max-width: 768px) {
        .container {
            padding: 0 24px;
        }
        .industries-section {
            padding: 56px 0 72px;
        }
        .section-header h2 {
            font-size: 2rem;
        }
        .card-inner {
            padding: 24px 22px 28px;
        }
        .industry-card h3 {
            font-size: 1.45rem;
        }
    }

    /* footer */
    .footer {
      background: #0b212e;
      color: #cbdbe0;
      padding: 3rem 0 2rem;
      font-size: 0.9rem;
    }

    .footer-grid {
      display: flex;
      flex-wrap: wrap;
      justify-content: space-between;
      gap: 2rem;
      margin-bottom: 2.5rem;
    }

    .footer-col h4 {
      color: #e6cfaa;
      margin-bottom: 1rem;
      font-weight: 600;
    }

    .footer-col p, .footer-col a {
      color: #b9c7d0;
      text-decoration: none;
      line-height: 1.6;
    }

    .footer-col a:hover {
      color: #dbb879;
    }

    .footer-bottom {
      border-top: 1px solid #2a4457;
      padding-top: 1.5rem;
      text-align: center;
      font-size: 0.8rem;
    }


    @media (max-width: 480px) {
        .industries-grid {
            grid-template-columns: 1fr;
        }
        .section-header h2 {
            font-size: 1.8rem;
        }
    }

    /* subtle decorative line for premium look */
    .section-header .accent-line {
        width: 70px;
        height: 3px;
        background: #bfd9ef;
        margin: 18px auto 0;
        border-radius: 4px;
    }