* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }

  body {
    background: #f8fafc;
    font-family: 'Inter', sans-serif;
    color: #1e2a3a;
    line-height: 1.4;
    scroll-behavior: smooth;
  }

  /* premium container */
  .container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 32px;
  }

  /* header & navigation */
  .site-header {
    background: #ffffff;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02), 0 1px 2px rgba(0, 0, 0, 0.03);
    position: sticky;
    top: 0;
    z-index: 100;
    border-bottom: 1px solid #eef2f6;
  }

  .header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
    flex-wrap: wrap;
  }

  .logo-area {
    display: flex;
    align-items: baseline;
    gap: 6px;
    flex-wrap: wrap;
  }

  .brand-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.75rem;
    font-weight: 600;
    letter-spacing: -0.3px;
    color: #0f2b3d;
  }

  .brand-name span {
    font-weight: 400;
    color: #b68b40;
  }

  .broker-badge {
    font-size: 0.8rem;
    font-weight: 500;
    background: #f5f2eb;
    padding: 4px 10px;
    border-radius: 40px;
    color: #7a5a3a;
    letter-spacing: 0.3px;
  }

  .nav-links {
    display: flex;
    gap: 2rem;
    align-items: center;
  }

  .nav-links a {
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    color: #2c3f4f;
    transition: color 0.2s;
  }

  .nav-links a:hover {
    color: #b68b40;
  }

  .btn-outline {
    border: 1.5px solid #b68b40;
    background: transparent;
    padding: 8px 20px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 0.85rem;
    color: #b68b40;
    transition: all 0.2s;
    cursor: pointer;
  }

  .btn-outline:hover {
    background: #b68b40;
    color: white;
  }

  /* HERO section (service preview) */
  .hero-services {
    background: linear-gradient(135deg, #fefaf5 0%, #f4f0ea 100%);
    padding: 64px 0 48px 0;
    border-bottom: 1px solid #e9e2d8;
  }

  .hero-content {
    max-width: 760px;
  }

  .badge {
    display: inline-block;
    background: #e9dfd3;
    color: #7a4f2a;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 6px 14px;
    border-radius: 40px;
    letter-spacing: 0.3px;
    margin-bottom: 20px;
  }

  .hero-content h1 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 3.6rem;
    font-weight: 600;
    color: #1d2f3f;
    line-height: 1.2;
    margin-bottom: 20px;
  }

  .hero-content p {
    font-size: 1.1rem;
    color: #3a5368;
    line-height: 1.5;
    margin-bottom: 24px;
  }

  /* SERVICE SECTION — core clone */
  .services-section {
    padding: 80px 0;
    background: #ffffff;
  }

  .section-intro {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 56px auto;
  }

  .section-intro h2 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2.6rem;
    font-weight: 500;
    color: #1e2f3c;
    margin-bottom: 16px;
  }

  .section-intro .underline-accent {
    width: 70px;
    height: 3px;
    background: #c7a66b;
    margin: 16px auto 20px auto;
    border-radius: 4px;
  }

  .section-intro p {
    color: #4b6278;
    font-size: 1rem;
  }

  /* service grid */
  .services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 32px;
  }

  .service-card {
    background: #ffffff;
    border-radius: 28px;
    padding: 32px 28px;
    transition: all 0.25s ease;
    border: 1px solid #eef2f0;
    box-shadow: 0 12px 28px -8px rgba(0, 0, 0, 0.03);
  }

  .service-card:hover {
    transform: translateY(-6px);
    border-color: #e1cfb5;
    box-shadow: 0 24px 40px -12px rgba(0, 0, 0, 0.08);
  }

  .card-icon {
    font-size: 2.6rem;
    color: #b88446;
    margin-bottom: 24px;
  }

  .service-card h3 {
    font-size: 1.6rem;
    font-weight: 600;
    font-family: 'Cormorant Garamond', serif;
    margin-bottom: 14px;
    color: #1f3a48;
  }

  .service-card p {
    color: #4d6276;
    font-size: 0.95rem;
    line-height: 1.5;
    margin-bottom: 24px;
  }

  .feature-list {
    list-style: none;
    margin: 20px 0 16px 0;
  }

  .feature-list li {
    font-size: 0.85rem;
    margin-bottom: 10px;
    display: flex;
    align-items: center;
    gap: 10px;
    color: #3f5a70;
  }

  .feature-list li i {
    color: #c7a162;
    width: 18px;
    font-size: 0.8rem;
  }

  .service-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    font-size: 0.85rem;
    color: #b88446;
    text-decoration: none;
    border-bottom: 1px solid transparent;
    transition: 0.2s;
    margin-top: 12px;
  }

  .service-link:hover {
    gap: 12px;
    border-bottom-color: #b88446;
    color: #8b5a2b;
  }

  /* consultation banner / extra service touch */
  .consultation-cta {
    background: #f3efe8;
    margin: 0 0 64px 0;
    border-radius: 40px;
    padding: 52px 48px;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    align-items: center;
    gap: 32px;
  }

  .cta-text h3 {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2rem;
    font-weight: 500;
    margin-bottom: 12px;
    color: #1f2e3b;
  }

  .cta-text p {
    color: #4f6a7f;
    max-width: 500px;
  }

  .btn-primary {
    background: #1f3a48;
    color: white;
    border: none;
    padding: 14px 36px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 0.9rem;
    cursor: pointer;
    transition: all 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 10px;
  }

  .btn-primary:hover {
    background: #b17a47;
    transform: scale(1.01);
  }

  /* stats / trust signals (subtle) */
  .trust-badge {
    display: flex;
    justify-content: center;
    gap: 48px;
    flex-wrap: wrap;
    margin: 56px 0 24px;
    padding-top: 24px;
    border-top: 1px solid #eae3db;
  }

  .stat-item {
    text-align: center;
  }

  .stat-number {
    font-weight: 700;
    font-size: 1.6rem;
    color: #b88446;
    font-family: 'Inter', sans-serif;
  }

  .stat-label {
    font-size: 0.8rem;
    color: #6f8aa3;
    letter-spacing: 0.3px;
  }

  /* footer */
  .footer {
    background: #0b212e;
    color: #cbdbe0;
    padding: 3rem 0 2rem;
    font-size: 0.9rem;
  }

  .footer-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 2rem;
    margin-bottom: 2.5rem;
  }

  .footer-col h4 {
    color: #e6cfaa;
    margin-bottom: 1rem;
    font-weight: 600;
  }

  .footer-col p, .footer-col a {
    color: #b9c7d0;
    text-decoration: none;
    line-height: 1.6;
  }

  .footer-col a:hover {
    color: #dbb879;
  }

  .footer-bottom {
    border-top: 1px solid #2a4457;
    padding-top: 1.5rem;
    text-align: center;
    font-size: 0.8rem;
  }

  .copyright {
    text-align: center;
    margin-top: 48px;
    font-size: 0.75rem;
    color: #8da0b0;
    border-top: 1px solid #e9e0d6;
    padding-top: 24px;
  }

  @media (max-width: 800px) {
    .navbar {
      flex-direction: column;
      gap: 16px;
    }
    .hero-content h1 {
      font-size: 2.6rem;
    }
    .consultation-cta {
      flex-direction: column;
      text-align: center;
      padding: 40px 28px;
    }
    .container {
      padding: 0 24px;
    }
    .services-grid {
      gap: 24px;
    }
  }